HDFC Bank has a number of great credit cards that can offer value in many different ways.

HDFC Bank Credit Cards (India)

🏆 Popular Cards in 2025

• Tata Neu Infinity: 5% NeuCoins on Tata spends, ₹1,499 annual fee, lounge access via quarterly spend.
• Infinia Metal: Invite-only, ₹12,500 fee, unlimited lounge access, concierge, 10X rewards.
• Diners Black Metal: ₹10,000 fee, unlimited global lounge, 10X SmartBuy, dining rewards.
• Millennia: ₹1,000 fee, 5% cashback on Amazon, Flipkart, Swiggy, ₹1k vouchers per ₹1 lakh spend.
• Swiggy Card: ₹500 fee, 10% on Swiggy/Instamart, 5% on other e-comm, Swiggy One included.
• MoneyBack+: ₹500 fee, 10X points on Amazon, Flipkart, grocery, milestone vouchers.
• PIXEL (Play/Go): 1–5% flexible cashback via PayZapp app, EMI and UPI enabled.

📉 Key Changes (Effective July 2025)

• 1% transaction fees for gaming, wallet loads, and utility bills beyond the threshold.
• No reward points on insurance over caps; wallet and rent spends excluded.
• Quarterly spend now required for lounge access (Tata Neu Infinity).
• Lifetime Free offers on select cards expired Jan 2025; contact bank for upgrade offers.
• Policy around holding multiple cards (2 core + co-branded) is unclear.

📋 Card Comparison

✅ Best for Your Needs

• Shopping & cashback: Millennia, MoneyBack+
• Food lovers: Swiggy Card
• Mobile convenience: PIXEL series
• Travel & lifestyle: Diners Black, Infinia
• Tata loyalists: Tata Neu Infinity

📍 Important Notes

• Watch out for new fees on high-value utility, gaming, and wallet loads.
• Check the updated lounge rules if you travel often.
• Lifetime free card status must be confirmed each year if obtained via promotion.

Apply at: hdfcbank.com